The Hidden Truth About Home Loans – How Banks Decide If You’re Worth The Risk

– by Akash Pharande, Managing Director – Pharande SpacesIf you think getting a home loan is just about having a decent credit score and a steady job, think again. Banks and NBFCs have a whole playbook of evaluation criteria – some you know about, many you don't. This festive season, as you prepare to make that dream home purchase, let me pull back the curtain on how lenders really assess whether you're a worthy risk or not. The Obvious StuffBanks evaluate home loans using many criteria – some standard, some…

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